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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,460 | $209,422+33.4% | $178,503+56.6% | $158,982+75.8% |
| Participation rate | 92.9% | 86.4%+6.5pp | 81.9%+10.9pp | 82.0%+10.9pp |
| Annual return | 13.84% | 188.81%-175.0pp | 151.12%-137.3pp | 302.99%-289.2pp |
| Employer contribution / active EE | $8,005 | $5,707+40.3% | $5,011+59.7% | $4,763+68.1% |
| Participant deferral / active EE | $6,361 | $5,955+6.8% | $5,202+22.3% | $5,983+6.3% |
| Admin fee / account holder | $1,344 | $17,079-92.1% | $13,987-90.4% | $11,252-88.1% |