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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,990 | $198,457+25.5% | $170,435+46.1% | $147,586+68.7% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 16.51% | 257.30%-240.8pp | 205.94%-189.4pp | 578.59%-562.1pp |
| Employer contribution / active EE | $8,329 | $6,183+34.7% | $5,432+53.3% | $4,876+70.8% |
| Participant deferral / active EE | $5,722 | $5,629+1.6% | $4,939+15.8% | $5,439+5.2% |
| Admin fee / account holder | $1,449 | $16,852-91.4% | $13,881-89.6% | $10,886-86.7% |