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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,013 | $92,219-55.5% | $76,767-46.6% | $135,380-69.7% |
| Participation rate | 85.7% | 79.8%+5.9pp | 77.0%+8.8pp | 82.6%+3.1pp |
| Annual return | -2.50% | 5.46%-8.0pp | 2.43%-4.9pp | 519.81%-522.3pp |
| Employer contribution / active EE | $537 | $3,216-83.3% | $2,485-78.4% | $4,779-88.8% |
| Participant deferral / active EE | $2,856 | $4,508-36.6% | $3,852-25.8% | $5,609-49.1% |
| Admin fee / account holder | $8,466 | $10,749-21.2% | $6,675+26.8% | $10,828-21.8% |