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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,123 | $88,707-53.6% | $74,184-44.6% | $273,972-85.0% |
| Participation rate | 75.0% | 79.4%-4.4pp | 76.6%-1.6pp | 83.0%-8.0pp |
| Annual return | 4.63% | 11.94%-7.3pp | 17.74%-13.1pp | 41.46%-36.8pp |
| Employer contribution / active EE | $411 | $3,159-87.0% | $2,370-82.7% | $4,869-91.6% |
| Participant deferral / active EE | $2,412 | $4,212-42.7% | $3,550-32.1% | $5,287-54.4% |
| Admin fee / account holder | $3,500 | $8,717-59.8% | $5,586-37.3% | $10,133-65.5% |