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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $375,453 | $181,062+107.4% | $158,223+137.3% | $155,188+141.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 15.69% | 57.39%-41.7pp | 52.09%-36.4pp | 148.84%-133.1pp |
| Employer contribution / active EE | $10,542 | $4,565+130.9% | $4,109+156.6% | $4,248+148.2% |
| Participant deferral / active EE | $11,189 | $6,134+82.4% | $5,467+104.7% | $6,531+71.3% |
| Admin fee / account holder | $2,380 | $18,825-87.4% | $16,047-85.2% | $14,480-83.6% |