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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,038 | $175,259+116.8% | $149,723+153.8% | $139,487+172.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.60% | 166.82%-152.2pp | 134.50%-119.9pp | 373.84%-359.2pp |
| Employer contribution / active EE | $2,910 | $5,478-46.9% | $4,821-39.6% | $4,755-38.8% |
| Participant deferral / active EE | $11,410 | $6,522+75.0% | $5,682+100.8% | $6,713+70.0% |
| Admin fee / account holder | $2,490 | $16,158-84.6% | $13,215-81.2% | $11,407-78.2% |