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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,694 | $154,159+19.2% | $130,026+41.3% | $139,456+31.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 16.76% | 32.50%-15.7pp | -137.26%+154.0pp | 373.45%-356.7pp |
| Employer contribution / active EE | $2,734 | $5,292-48.3% | $4,321-36.7% | $4,753-42.5% |
| Participant deferral / active EE | $10,643 | $6,710+58.6% | $5,821+82.8% | $6,711+58.6% |
| Admin fee / account holder | $29,090 | $14,001+107.8% | $10,608+174.2% | $11,407+155.0% |