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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,192 | $59,456-2.1% | $93,669-37.9% | $74,429-21.8% |
| Participation rate | 0.0% | 59.6%-59.6pp | 68.7%-68.7pp | 67.2%-67.2pp |
| Annual return | 17.40% | 82.00%-64.6pp | 133.59%-116.2pp | 1368.38%-1351.0pp |
| Employer contribution / active EE | $448 | $1,266-64.6% | $2,424-81.5% | $2,625-82.9% |
| Participant deferral / active EE | $2,705 | $3,052-11.3% | $4,416-38.7% | $4,348-37.8% |
| Admin fee / account holder | $7,593 | $3,026+150.9% | $8,291-8.4% | $1,944+290.5% |