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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,568 | $112,112-13.0% | $95,956+1.7% | $158,950-38.6% |
| Participation rate | 85.7% | 79.0%+6.7pp | 77.1%+8.6pp | 82.0%+3.8pp |
| Annual return | 16.60% | 171.15%-154.5pp | 91.63%-75.0pp | 302.91%-286.3pp |
| Employer contribution / active EE | $5,608 | $3,199+75.3% | $2,541+120.7% | $4,762+17.8% |
| Participant deferral / active EE | $15,913 | $4,784+232.6% | $4,167+281.9% | $5,983+166.0% |
| Admin fee / account holder | $13,905 | $10,134+37.2% | $6,797+104.6% | $11,248+23.6% |