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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,653 | $88,707+18.0% | $74,184+41.1% | $273,972-61.8% |
| Participation rate | 83.3% | 79.4%+3.9pp | 76.6%+6.7pp | 83.0%+0.3pp |
| Annual return | 6.06% | 11.94%-5.9pp | 17.74%-11.7pp | 41.46%-35.4pp |
| Employer contribution / active EE | $6,819 | $3,159+115.8% | $2,370+187.7% | $4,869+40.1% |
| Participant deferral / active EE | $14,573 | $4,212+246.0% | $3,550+310.5% | $5,287+175.6% |
| Admin fee / account holder | $23,978 | $8,717+175.1% | $5,586+329.3% | $10,133+136.6% |