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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,802 | $175,231+24.9% | $149,696+46.2% | $139,466+56.9% |
| Participation rate | 85.7% | 83.4%+2.3pp | 78.8%+6.9pp | 80.3%+5.4pp |
| Annual return | 14.17% | 166.77%-152.6pp | 134.46%-120.3pp | 373.66%-359.5pp |
| Employer contribution / active EE | $11,644 | $5,478+112.6% | $4,821+141.5% | $4,754+144.9% |
| Participant deferral / active EE | $6,957 | $6,521+6.7% | $5,682+22.4% | $6,712+3.7% |
| Admin fee / account holder | $1,886 | $16,155-88.3% | $13,212-85.7% | $11,409-83.5% |