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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,540 | $202,342-31.0% | $172,752-19.2% | $152,897-8.7% |
| Participation rate | 83.3% | 87.1%-3.7pp | 82.6%+0.7pp | 82.5%+0.9pp |
| Annual return | 22.22% | 1029.83%-1007.6pp | 802.97%-780.8pp | 345.43%-323.2pp |
| Employer contribution / active EE | $5,436 | $5,858-7.2% | $5,144+5.7% | $4,764+14.1% |
| Participant deferral / active EE | $5,453 | $5,948-8.3% | $5,198+4.9% | $5,851-6.8% |
| Admin fee / account holder | $6,631 | $17,111-61.2% | $13,955-52.5% | $11,599-42.8% |