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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,612 | $183,539+18.0% | $155,556+39.2% | $145,897+48.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.03% | 61.31%-49.3pp | 64.84%-52.8pp | 552.29%-540.3pp |
| Employer contribution / active EE | $16,098 | $5,315+202.9% | $4,675+244.3% | $4,663+245.3% |
| Participant deferral / active EE | $12,344 | $6,467+90.9% | $5,631+119.2% | $6,689+84.5% |
| Admin fee / account holder | $48,896 | $19,275+153.7% | $15,885+207.8% | $13,390+265.2% |