Filed August 27, 2025 (most recent of 2 filings on file)
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| Provider | Service type | Compensation |
|---|---|---|
Filed as: AFC PENSIONS, INC. Service code 13 · EIN 04-2484178 200 RESERVOIR STREET, SUITE 100 · NEEDHAM, MA 024943146 | Contract Administrator | $8,048 |
Service code 10 · EIN 04-2511474 35 PEARL STREET · PITTSFIELD, MA 01201 | Accounting | $6,500 |
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $405 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,556 | $66,302+54.7% | $110,243-7.0% | $56,287+82.2% |
| Participation rate | 40.5% | 74.9%-34.4pp | 79.8%-39.3pp | 69.9%-29.4pp |
| Annual return | -4.91% | -1.18%-3.7pp | 314.76%-319.7pp | -9.96%+5.0pp |
| Employer contribution / active EE | $1,278 | $2,047-37.6% | $3,827-66.6% | $2,111-39.5% |
| Participant deferral / active EE | $2,940 | $3,381-13.0% | $4,672-37.1% | $3,350-12.2% |
| Admin fee / account holder | $189 | $698-73.0% | $8,548-97.8% | $521-63.8% |