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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,462 | $142,392-35.8% | $119,622-23.5% | $134,532-32.0% |
| Participation rate | 31.3% | 82.8%-51.6pp | 79.3%-48.0pp | 81.2%-50.0pp |
| Annual return | -16.78% | -12.46%-4.3pp | -14.98%-1.8pp | 418.27%-435.0pp |
| Employer contribution / active EE | $0 | $5,224-100.0% | $4,232-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $4,779 | $6,467-26.1% | $5,601-14.7% | $6,401-25.3% |
| Admin fee / account holder | $47,347 | $13,593+248.3% | $10,328+358.4% | $11,429+314.3% |