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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,513 | $87,106-0.7% | $105,607-18.1% | $80,935+6.9% |
| Participation rate | 37.1% | 70.4%-33.3pp | 75.3%-38.1pp | 67.7%-30.5pp |
| Annual return | 19.68% | 17.01%+2.7pp | 116.11%-96.4pp | 35.66%-16.0pp |
| Employer contribution / active EE | $0 | $2,396-100.0% | $3,167-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $2,702 | $3,986-32.2% | $5,011-46.1% | $4,299-37.2% |
| Admin fee / account holder | $9,434 | $8,447+11.7% | $10,958-13.9% | $6,924+36.2% |