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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,731 | $73,019+18.8% | $90,766-4.4% | $68,490+26.6% |
| Participation rate | 43.8% | 70.8%-27.1pp | 75.7%-31.9pp | 67.9%-24.1pp |
| Annual return | 3.36% | -13.81%+17.2pp | -12.16%+15.5pp | -7.85%+11.2pp |
| Employer contribution / active EE | $0 | $2,193-100.0% | $2,922-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $2,202 | $3,626-39.3% | $4,565-51.8% | $4,028-45.3% |
| Admin fee / account holder | $31,656 | $5,897+436.9% | $8,446+274.8% | $5,403+485.9% |