Retirement plan

403 B THRIFT PLAN OF NEIGHBORHOOD HOUSING SERVICES OF THE SOUTH SHORE I

Name: NEIGHBORHOOD HOUSING SERVICES OF TH E SOUTH SHORE INC - 403 B THRIFT PLAN OF NEIGHBORHOOD HOUSING SERVICES OF THE SOUTH SHORE I (2017) Form 5500
Creator: NEIGHBORHOOD HOUSING SERVICES OF TH E SOUTH SHORE INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403 B THRIFT PLAN OF NEIGHBORHOOD HOUSING SERVICES OF THE SOUTH SHORE I, NEIGHBORHOOD HOUSING SERVICES OF TH E SOUTH SHORE INC

NEIGHBORHOOD HOUSING SERVICES OF TH E SOUTH SHORE INCEIN 04-2732439Plan #001PY 2017

422 WASHINGTON ST - QUINCY, MA 021695715617-770-2227

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$1.2M

+8.5% from 2016

Total participants

-28.0% from 2016

Average account balance

$72,343

+27.7% from 2016

Annual return

-4.73%

-21.56 pp from 2016

Benchmarks

See 14,494 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants<25

Cohort14,494 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+0.77%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$350K

$20573 / participant

Other / not subdivided$350K100.0%

% of EOY assets

28.438%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$72,343

$232,540-68.9%

$185,117-60.9%

$147,586-51.0%

Participation rate

94.1%

82.4%+11.8pp

77.3%+16.9pp

82.8%+11.3pp

Annual return

-4.73%

43.03%-47.8pp

40.50%-45.2pp

578.59%-583.3pp

Employer contribution / active EE

$2,961

$5,195-43.0%

$4,182-29.2%

$4,876-39.3%

Participant deferral / active EE

$5,873

$5,834+0.7%

$5,045+16.4%

$5,439+8.0%

Admin fee / account holder

$20,573

$10,275+100.2%

$8,159+152.1%

$10,886+89.0%

403 B THRIFT PLAN OF NEIGHBORHOOD HOUSING SERVICES OF THE SOUTH SHORE I

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403 B THRIFT PLAN OF NEIGHBORHOOD HOUSING SERVICES OF THE SOUTH SHORE I

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion