Retirement plan

NEIGHBORHOOD HOUSING SERVICES OF THE SOUTH SHORE 403(B) PLAN

Name: NEIGHBORHOOD HOUSING SERVICES OF THE SOUTH SHORE - NEIGHBORHOOD HOUSING SERVICES OF THE SOUTH SHORE 403(B) PLAN (2015) Form 5500
Creator: NEIGHBORHOOD HOUSING SERVICES OF THE SOUTH SHORE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NEIGHBORHOOD HOUSING SERVICES OF THE SOUTH SHORE 403(B) PLAN, NEIGHBORHOOD HOUSING SERVICES OF THE SOUTH SHORE

NEIGHBORHOOD HOUSING SERVICES OF THE SOUTH SHOREEIN 04-2732439Plan #001PY 2015

422 WASHINGTON ST - QUINCY, MA 02169617-770-2227

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$914K

No prior year

Total participants

No prior year

Average account balance

$50,763

No prior year

Annual return

9.94%

No prior year

Benchmarks

See 102,328 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort102,328 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+0.77%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2L

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$129K

$7565 / participant

Other / not subdivided$129K100.0%

% of EOY assets

14.074%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$50,763

$168,635-69.9%

$147,617-65.6%

$125,389-59.5%

Participation rate

82.4%

88.8%-6.4pp

84.6%-2.3pp

83.2%-0.8pp

Annual return

9.94%

77.65%-67.7pp

61.98%-52.0pp

282.24%-272.3pp

Employer contribution / active EE

$2,182

$6,252-65.1%

$5,564-60.8%

$4,866-55.2%

Participant deferral / active EE

$6,558

$5,507+19.1%

$4,895+34.0%

$5,352+22.5%

Admin fee / account holder

$7,145

$13,580-47.4%

$11,612-38.5%

$9,541-25.1%

NEIGHBORHOOD HOUSING SERVICES OF THE SOUTH SHORE 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NEIGHBORHOOD HOUSING SERVICES OF THE SOUTH SHORE 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion