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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $114,516 |
INVESTMENT METRICS INC1 year Service code 27 · EIN 45-2984270 | Advisory (Plan) | $22,897 |
STRATEGIC ADVISORS, INC.4+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $14,894 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,873 | $65,118+64.1% | $76,768+39.2% | $55,725+91.8% |
| Participation rate | 99.0% | 79.6%+19.4pp | 77.0%+22.0pp | 70.9%+28.1pp |
| Annual return | -5.24% | -1.27%-4.0pp | 2.43%-7.7pp | 244.93%-250.2pp |
| Employer contribution / active EE | $2,603 | $1,941+34.1% | $2,485+4.7% | $2,078+25.2% |
| Participant deferral / active EE | $8,642 | $3,688+134.3% | $3,852+124.4% | $3,356+157.6% |
| Admin fee / account holder | $320 | $116+176.5% | $6,675-95.2% | $115+178.1% |