Filed September 17, 2025
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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $17,345 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,792 | $112,582-44.2% | $105,607-40.5% | $199,960-68.6% |
| Participation rate | 78.6% | 86.3%-7.7pp | 75.3%+3.3pp | 72.0%+6.6pp |
| Annual return | 17.42% | 15.58%+1.8pp | 116.11%-98.7pp | 34.28%-16.9pp |
| Employer contribution / active EE | $2,567 | $4,580-44.0% | $3,167-18.9% | $3,036-15.4% |
| Participant deferral / active EE | $8,700 | $6,655+30.7% | $5,011+73.6% | $5,087+71.0% |
| Admin fee / account holder | $13 | $107-88.2% | $10,958-99.9% | $269-95.3% |