Filed September 17, 2025
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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $18,004 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,194 | $104,631-46.3% | $98,462-42.9% | $80,169-29.9% |
| Participation rate | 76.0% | 87.5%-11.5pp | 75.2%+0.8pp | 72.9%+3.1pp |
| Annual return | 23.04% | 34.72%-11.7pp | 21.17%+1.9pp | 40.39%-17.4pp |
| Employer contribution / active EE | $2,561 | $4,517-43.3% | $3,049-16.0% | $2,978-14.0% |
| Participant deferral / active EE | $8,495 | $6,545+29.8% | $4,738+79.3% | $5,016+69.4% |
| Admin fee / account holder | $14 | $105-86.6% | $8,875-99.8% | $145-90.3% |