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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $624 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,172 | $42,548+79.0% | $74,549+2.2% | $56,287+35.3% |
| Participation rate | 58.9% | 60.5%-1.6pp | 69.1%-10.2pp | 69.9%-10.9pp |
| Annual return | -0.43% | 12.40%-12.8pp | 32.53%-33.0pp | -9.96%+9.5pp |
| Employer contribution / active EE | $934 | $855+9.3% | $1,961-52.3% | $2,111-55.7% |
| Participant deferral / active EE | $2,260 | $2,277-0.8% | $3,108-27.3% | $3,350-32.5% |
| Admin fee / account holder | $287 | $467-38.6% | $5,059-94.3% | $521-45.0% |