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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,473 | $77,816-37.7% | $123,552-60.8% | $64,173-24.5% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -9.70% | 12.49%-22.2pp | 119.20%-128.9pp | 7.63%-17.3pp |
| Employer contribution / active EE | $7,964 | $3,014+164.2% | $4,628+72.1% | $2,381+234.5% |
| Participant deferral / active EE | $3,857 | $5,240-26.4% | $6,426-40.0% | $3,470+11.2% |
| Admin fee / account holder | $358 | $5,519-93.5% | $9,285-96.1% | $4,887-92.7% |