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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,933 | $81,276+361.3% | $155,574+141.0% | $80,925+363.3% |
| Participation rate | 88.5% | 66.2%+22.2pp | 78.2%+10.2pp | 67.7%+20.8pp |
| Annual return | 11.20% | 33.36%-22.2pp | 64.87%-53.7pp | 35.65%-24.4pp |
| Employer contribution / active EE | $21,287 | $3,103+586.0% | $4,676+355.3% | $2,756+672.3% |
| Participant deferral / active EE | $22,614 | $3,453+554.9% | $5,629+301.7% | $4,299+426.1% |
| Admin fee / account holder | $10,826 | $7,993+35.4% | $15,914-32.0% | $6,940+56.0% |