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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,896 | $175,259+110.5% | $149,723+146.4% | $139,487+164.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 13.25% | 166.82%-153.6pp | 134.50%-121.2pp | 373.84%-360.6pp |
| Employer contribution / active EE | $27,247 | $5,478+397.4% | $4,821+465.1% | $4,755+473.1% |
| Participant deferral / active EE | $26,335 | $6,522+303.8% | $5,682+363.5% | $6,713+292.3% |
| Admin fee / account holder | $158,104 | $16,158+878.5% | $13,215+1096.4% | $11,407+1286.0% |