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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,036 | $86,050+370.7% | $189,758+113.4% | $94,015+330.8% |
| Participation rate | 92.6% | 68.9%+23.7pp | 79.8%+12.8pp | 70.8%+21.8pp |
| Annual return | 17.22% | 17.77%-0.6pp | 52.62%-35.4pp | 17.84%-0.6pp |
| Employer contribution / active EE | $29,443 | $2,819+944.4% | $4,767+517.7% | $2,790+955.3% |
| Participant deferral / active EE | $23,924 | $3,349+614.4% | $5,856+308.5% | $4,249+463.0% |
| Admin fee / account holder | $48,863 | $6,627+637.4% | $20,388+139.7% | $8,951+445.9% |