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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,451 | $50,947+40.2% | $74,551-4.2% | $64,173+11.3% |
| Participation rate | 44.0% | 61.1%-17.1pp | 69.1%-25.1pp | 69.6%-25.6pp |
| Annual return | -0.29% | -1.85%+1.6pp | 32.53%-32.8pp | 7.63%-7.9pp |
| Employer contribution / active EE | $0 | $1,115-100.0% | $1,961-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,503 | $2,302-34.7% | $3,108-51.6% | $3,470-56.7% |
| Admin fee / account holder | $59 | $4,221-98.6% | $5,059-98.8% | $4,887-98.8% |