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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,405 | $93,346-50.3% | $71,796-35.4% | $273,972-83.1% |
| Participation rate | 65.0% | 76.5%-11.5pp | 69.1%-4.1pp | 83.0%-18.0pp |
| Annual return | 3.22% | 130.39%-127.2pp | 78.04%-74.8pp | 41.46%-38.2pp |
| Employer contribution / active EE | $1,100 | $2,733-59.8% | $1,924-42.9% | $4,869-77.4% |
| Participant deferral / active EE | $1,842 | $3,475-47.0% | $2,794-34.1% | $5,287-65.2% |
| Admin fee / account holder | $2,899 | $6,571-55.9% | $4,815-39.8% | $10,133-71.4% |