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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,018 | $190,879-29.3% | $160,009-15.6% | $134,532+0.4% |
| Participation rate | 40.0% | 82.0%-42.0pp | 78.0%-38.0pp | 81.2%-41.2pp |
| Annual return | -19.85% | 552.63%-572.5pp | 408.85%-428.7pp | 418.27%-438.1pp |
| Employer contribution / active EE | $1,077 | $4,995-78.4% | $4,225-74.5% | $4,741-77.3% |
| Participant deferral / active EE | $5,613 | $6,924-18.9% | $6,183-9.2% | $6,401-12.3% |
| Admin fee / account holder | $1,804 | $10,495-82.8% | $8,715-79.3% | $11,429-84.2% |