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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,993 | $115,810+1.0% | $101,271+15.5% | $158,966-26.4% |
| Participation rate | 81.8% | 79.4%+2.5pp | 75.8%+6.0pp | 82.0%-0.1pp |
| Annual return | 5.45% | 56.15%-50.7pp | 46.48%-41.0pp | 302.95%-297.5pp |
| Employer contribution / active EE | $10,563 | $4,175+153.0% | $3,660+188.6% | $4,762+121.8% |
| Participant deferral / active EE | $3,190 | $4,958-35.7% | $4,371-27.0% | $5,983-46.7% |
| Admin fee / account holder | $9,768 | $7,248+34.8% | $5,948+64.2% | $11,250-13.2% |