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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,279 | $107,363-9.4% | $92,909+4.7% | $152,897-36.4% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 0.70% | 145.63%-144.9pp | 109.44%-108.7pp | 345.43%-344.7pp |
| Employer contribution / active EE | $13,241 | $4,222+213.6% | $3,653+262.4% | $4,764+178.0% |
| Participant deferral / active EE | $4,641 | $4,848-4.3% | $4,238+9.5% | $5,851-20.7% |
| Admin fee / account holder | $121,022 | $7,082+1609.0% | $5,795+1988.4% | $11,599+943.3% |