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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,597 | $97,761-52.3% | $83,850-44.4% | $135,382-65.6% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -9.03% | 1287.44%-1296.5pp | 850.92%-860.0pp | 519.77%-528.8pp |
| Employer contribution / active EE | $7,145 | $4,222+69.3% | $3,631+96.8% | $4,779+49.5% |
| Participant deferral / active EE | $4,161 | $4,682-11.1% | $4,082+1.9% | $5,609-25.8% |
| Admin fee / account holder | $1,911 | $6,674-71.4% | $5,478-65.1% | $10,829-82.4% |