Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,099 | $67,372-93.9% | $60,906-93.3% | $134,532-97.0% |
| Participation rate | 17.4% | 76.2%-58.8pp | 73.1%-55.7pp | 81.2%-63.8pp |
| Annual return | -26.99% | 50.05%-77.0pp | 16.94%-43.9pp | 418.27%-445.3pp |
| Employer contribution / active EE | $0 | $3,099-100.0% | $2,703-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $1,065 | $4,532-76.5% | $3,814-72.1% | $6,401-83.4% |
| Admin fee / account holder | $1,319 | $4,588-71.3% | $3,227-59.1% | $11,429-88.5% |