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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,162 | $135,645+88.8% | $110,243+132.4% | $135,379+89.2% |
| Participation rate | 95.2% | 83.5%+11.8pp | 79.8%+15.4pp | 82.6%+12.6pp |
| Annual return | -4.47% | 513.24%-517.7pp | 314.76%-319.2pp | 519.79%-524.3pp |
| Employer contribution / active EE | $2,381 | $4,907-51.5% | $3,827-37.8% | $4,779-50.2% |
| Participant deferral / active EE | $3,785 | $5,507-31.3% | $4,672-19.0% | $5,609-32.5% |
| Admin fee / account holder | $25,833 | $11,458+125.5% | $8,548+202.2% | $10,828+138.6% |