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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,673 | $97,729+45.0% | $83,830+69.0% | $135,379+4.6% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -7.04% | 1287.52%-1294.6pp | 850.97%-858.0pp | 519.79%-526.8pp |
| Employer contribution / active EE | $2,339 | $4,222-44.6% | $3,631-35.6% | $4,779-51.0% |
| Participant deferral / active EE | $5,490 | $4,683+17.2% | $4,082+34.5% | $5,609-2.1% |
| Admin fee / account holder | $2,742 | $6,674-58.9% | $5,479-50.0% | $10,828-74.7% |