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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,638 | $217,432+36.0% | $185,849+59.1% | $167,536+76.5% |
| Participation rate | 83.3% | 86.1%-2.7pp | 81.7%+1.6pp | 82.1%+1.2pp |
| Annual return | 13.74% | 148.42%-134.7pp | 122.10%-108.4pp | 478.82%-465.1pp |
| Employer contribution / active EE | $4,640 | $5,875-21.0% | $5,169-10.2% | $4,839-4.1% |
| Participant deferral / active EE | $7,108 | $6,357+11.8% | $5,569+27.6% | $6,342+12.1% |
| Admin fee / account holder | $6,102 | $19,818-69.2% | $16,244-62.4% | $12,315-50.5% |