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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,761 | $209,422+22.1% | $178,503+43.3% | $158,982+60.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 17.87% | 188.81%-170.9pp | 151.12%-133.2pp | 302.99%-285.1pp |
| Employer contribution / active EE | $6,399 | $5,707+12.1% | $5,011+27.7% | $4,763+34.4% |
| Participant deferral / active EE | $8,228 | $5,955+38.2% | $5,202+58.2% | $5,983+37.5% |
| Admin fee / account holder | $2,696 | $17,079-84.2% | $13,987-80.7% | $11,252-76.0% |