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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,789 | $135,956+48.4% | $123,894+62.9% | $273,972-26.3% |
| Participation rate | 81.3% | 84.1%-2.8pp | 81.4%-0.2pp | 83.0%-1.8pp |
| Annual return | 10.01% | 56.63%-46.6pp | 47.52%-37.5pp | 41.46%-31.4pp |
| Employer contribution / active EE | $1,563 | $5,170-69.8% | $4,617-66.2% | $4,869-67.9% |
| Participant deferral / active EE | $6,205 | $6,343-2.2% | $5,984+3.7% | $5,287+17.4% |
| Admin fee / account holder | $1,809 | $9,817-81.6% | $8,357-78.4% | $10,133-82.2% |