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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH & CO., INC. Service code 27 1400 MERRILL LYNCH DRIVE · PENNINGTON, NJ 08534 | Advisory (Plan) | $13,313 |
Service code 12 · EIN 48-1205033 1809 24TH STREET · GREAT BEND, KS 67530 | Claims processing; Recordkeeping fees... | $12,677 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,785 | $57,108-5.8% | $94,229-42.9% | $52,331+2.8% |
| Participation rate | 68.6% | 72.9%-4.3pp | 78.8%-10.2pp | 68.1%+0.5pp |
| Annual return | -7.56% | 1.47%-9.0pp | 10.68%-18.2pp | 4.54%-12.1pp |
| Employer contribution / active EE | $0 | $1,735-100.0% | $3,587-100.0% | $1,882-100.0% |
| Participant deferral / active EE | $2,339 | $3,040-23.0% | $4,320-45.9% | $3,022-22.6% |
| Admin fee / account holder | $89 | $546-83.8% | $6,269-98.6% | $592-85.0% |