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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,357 | $80,983-3.2% | $96,544-18.8% | $75,177+4.2% |
| Participation rate | 92.9% | 71.8%+21.1pp | 76.0%+16.9pp | 67.2%+25.7pp |
| Annual return | 12.43% | 27.05%-14.6pp | 25.88%-13.5pp | 160.75%-148.3pp |
| Employer contribution / active EE | $8,513 | $2,282+273.0% | $2,966+187.0% | $2,671+218.7% |
| Participant deferral / active EE | $6,493 | $3,929+65.3% | $4,851+33.8% | $4,126+57.4% |
| Admin fee / account holder | $45,867 | $6,717+582.9% | $8,254+455.7% | $5,651+711.6% |