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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,469 | $86,298+90.6% | $111,308+47.8% | $85,847+91.6% |
| Participation rate | 100.0% | 73.3%+26.7pp | 77.3%+22.7pp | 69.3%+30.7pp |
| Annual return | 10.41% | 19.99%-9.6pp | 54.67%-44.3pp | 318.61%-308.2pp |
| Employer contribution / active EE | $8,827 | $2,044+331.9% | $2,732+223.1% | $2,565+244.1% |
| Participant deferral / active EE | $7,509 | $3,641+106.2% | $4,487+67.3% | $3,952+90.0% |
| Admin fee / account holder | $17,510 | $8,189+113.8% | $7,965+119.8% | $6,261+179.7% |