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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Service code 55 · EIN 26-4310632 | Other Commissions | $42,736 |
BDO USA, LLP2 years Filed as: BDO Service code 10 · EIN 13-5381590 | Accounting | $33,541 |
Filed as: FIDELITY INV INST OPERATIONS Service code 37 · EIN 04-2647786 | Loan Processing | $0 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,063 | $106,749+187.6% | $145,433+111.1% | $82,448+272.4% |
| Participation rate | 89.6% | 75.6%+13.9pp | 82.1%+7.5pp | 68.1%+21.5pp |
| Annual return | 17.80% | 27.59%-9.8pp | 66.58%-48.8pp | 41.64%-23.8pp |
| Employer contribution / active EE | $6,864 | $3,444+99.3% | $4,554+50.7% | $2,551+169.1% |
| Participant deferral / active EE | $9,463 | $6,519+45.2% | $7,897+19.8% | $4,139+128.6% |
| Admin fee / account holder | $256 | $8,390-96.9% | $13,129-98.0% | $7,234-96.5% |