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| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIDELITY INV INST OPERATIONS Service code 37 · EIN 04-2647786 | Loan Processing | $0 |
WELLS FARGO BANK, N.A.3 years Filed as: WELLS FARGO CLEARING SERVICES LLC Service code 26 · EIN 23-2384840 | Advisory (Participants) | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,774 | $91,474+237.6% | $135,982+127.1% | $71,529+331.7% |
| Participation rate | 77.9% | 75.7%+2.2pp | 81.9%-4.0pp | 67.9%+9.9pp |
| Annual return | 15.93% | 29.89%-14.0pp | 68.32%-52.4pp | 28.97%-13.0pp |
| Employer contribution / active EE | $6,359 | $3,705+71.6% | $4,859+30.9% | $2,590+145.6% |
| Participant deferral / active EE | $7,380 | $7,095+4.0% | $7,760-4.9% | $4,291+72.0% |
| Admin fee / account holder | $174 | $1,267-86.3% | $10,767-98.4% | $1,588-89.1% |