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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,620 | $93,346+83.9% | $71,796+139.0% | $273,972-37.4% |
| Participation rate | 62.5% | 76.5%-14.0pp | 69.1%-6.6pp | 83.0%-20.5pp |
| Annual return | 7.15% | 130.39%-123.2pp | 78.04%-70.9pp | 41.46%-34.3pp |
| Employer contribution / active EE | $1,360 | $2,733-50.2% | $1,924-29.3% | $4,869-72.1% |
| Participant deferral / active EE | $9,501 | $3,475+173.4% | $2,794+240.0% | $5,287+79.7% |
| Admin fee / account holder | $8 | $6,571-99.9% | $4,815-99.8% | $10,133-99.9% |