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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,773 | $57,312+112.5% | $86,617+40.6% | $75,181+62.0% |
| Participation rate | 63.0% | 63.2%-0.2pp | 71.7%-8.7pp | 67.2%-4.2pp |
| Annual return | 20.20% | 2672.78%-2652.6pp | 591.91%-571.7pp | 160.69%-140.5pp |
| Employer contribution / active EE | $0 | $2,315-100.0% | $3,023-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $15,125 | $3,319+355.7% | $4,437+240.9% | $4,126+266.6% |
| Admin fee / account holder | $5,227 | $4,114+27.0% | $5,613-6.9% | $5,650-7.5% |