Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY5+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $27,824 |
Filed as: FARMERS & FIRST P.C. CPA Service code 10 · EIN 05-0519103 | Accounting | $6,800 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,323 | $52,961-40.9% | $172,752-81.9% | $65,185-51.9% |
| Participation rate | 44.9% | 66.2%-21.3pp | 82.6%-37.8pp | 70.2%-25.3pp |
| Annual return | 25.73% | 30.12%-4.4pp | 802.97%-777.2pp | 29.38%-3.7pp |
| Employer contribution / active EE | $238 | $2,190-89.2% | $5,144-95.4% | $2,177-89.1% |
| Participant deferral / active EE | $772 | $2,471-68.7% | $5,198-85.1% | $3,514-78.0% |
| Admin fee / account holder | $350 | $472-25.9% | $13,955-97.5% | $847-58.7% |