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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $894,014 | $154,159+479.9% | $130,026+587.6% | $139,456+541.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 6.84% | 32.50%-25.7pp | -137.26%+144.1pp | 373.45%-366.6pp |
| Employer contribution / active EE | $18,581 | $5,292+251.1% | $4,321+330.0% | $4,753+291.0% |
| Participant deferral / active EE | $7,630 | $6,710+13.7% | $5,821+31.1% | $6,711+13.7% |
| Admin fee / account holder | $150,042 | $14,001+971.7% | $10,608+1314.4% | $11,407+1215.4% |