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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,758 | $85,094+154.7% | $76,327+184.0% | $145,877+48.6% |
| Participation rate | 50.0% | 82.9%-32.9pp | 79.2%-29.2pp | 80.3%-30.3pp |
| Annual return | 10.41% | 13.13%-2.7pp | 13.79%-3.4pp | 551.28%-540.9pp |
| Employer contribution / active EE | $2,000 | $5,261-62.0% | $4,584-56.4% | $4,663-57.1% |
| Participant deferral / active EE | $6,916 | $6,390+8.2% | $5,478+26.2% | $6,691+3.4% |
| Admin fee / account holder | $53,159 | $5,773+820.9% | $5,139+934.4% | $13,402+296.6% |