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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $485,106 | $154,209+214.6% | $130,062+273.0% | $139,487+247.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 13.04% | 32.52%-19.5pp | -137.37%+150.4pp | 373.84%-360.8pp |
| Employer contribution / active EE | $2,906 | $5,292-45.1% | $4,322-32.8% | $4,755-38.9% |
| Participant deferral / active EE | $2,754 | $6,709-59.0% | $5,821-52.7% | $6,713-59.0% |
| Admin fee / account holder | $46,598 | $13,988+233.1% | $10,601+339.6% | $11,407+308.5% |